Stratum Cards

Next-Generation Payment Orchestration

Advanced & Agile Card Payment Processing

Stratum Cards goes beyond legacy payment processing, delivering a scalable, secure, and intelligent platform for orchestrating payments across all channels, with advanced security and real-time data analytics.

Omnichannel Payments

Support for POS, eCommerce, ATMs, payment facilitators, and alternative payment methods.

Smarter Authorisation & Routing

Dynamic processing rules, stand-in authorisation, and real-time validation.

Scalable, Enterprise-Grade Performance

High availability and fault tolerance ensure uninterrupted transaction processing.

Actionable Real-Time Insights

Monitor transaction flows, performance trends, and compliance metrics.

Advanced Security & Compliance

Built-in tokenisation and data security to simplify PCI DSS compliance.

Faster Time to Market

Deploy new card products, services, and updates quickly with configurable workflows and orchestration logic.

Stratum Cards Features

Omnichannel Acquiring & Authorisation

Supports POS, eCommerce, ATMs, and payment facilitators with seamless connectivity to authorisation networks for broad compatibility.

Flexible Authorisation Strategies

Implement validation checks, dynamic routing, stand-in authorisation, and channel-specific processing rules to optimise transaction handling and minimise risk.

Granular Channel Management

Fine-tuned control over transaction flows, including tracing, redirection, and performance monitoring, to enhance operational efficiency and fraud prevention.

Enterprise-Grade Reliability & Scalability

Inherits the high-performance, fault-tolerant, and highly available architecture of the underlying Stratum platform, ensuring uninterrupted transaction processing even under peak loads.

Alternative Payment Method Integration

Support for mobile wallets, digital currencies, and emerging payment solutions to enhance acceptance.

Real-Time Analytics & Reporting

Comprehensive data-driven insights for transaction monitoring and performance optimisation.

Inbuilt Tokenisation & Security Enhancements

Reduce compliance complexity and safeguard sensitive payment data with integrated security features, including tokenisation.

Advanced & Agile Card Payment Processing

Stratum Cards goes beyond legacy payment processing, delivering a scalable, secure, and intelligent platform for orchestrating payments across all channels, with advanced security and real-time data analytics.

Transform Your
Payment Processing Today