Stratum Instant Payments
Powering Real-Time Payment Transactions
Delivering Scalable, Robust Instant Payments Processing
Stratum Instant Payments gateway built on the proven Stratum platform.
Broad Payment Use Cases
Supports P2P, request-to-pay, business payments, wallet funding, government disbursements, and more.
Seamless Integration
Stratum’s unique service architecture simplifies integration for new clients and participants.
Scalable Performance
Designed for high-throughput environments, ensuring consistent, reliable transaction processing.
Standards & Compliance
Supports ISO 20022 messaging, providing rich data capabilities while meeting industry standards.
Flexible Deployment
Deploy on-premise or in the cloud to align with business and regulatory requirements.
Business Intelligence
Securely export your transaction data to power your warehousing, reporting, risk management, and integration processes.
Stratum Instant Payment Features
Unified Orchestration Layer
Flexible processing logic for quick adaptation to market, regulatory, or customer-driven changes
Transaction Exports
Exports transaction audit records to web services for warehousing, reporting, risk management and batch file creation.
ISO 20022 Native Messaging
Full support for ISO 20022, enabling rich data payloads and enhanced compliance.
Real-Time System Architecture
Designed for low-latency performance with high availability, ensuring readiness for critical instant payment rails.
Smarter Infrastructure for Real-Time Payments
Stratum Instant Payments gives financial institutions the speed, scalability, and control needed to thrive in a real-time payments landscape.
Transform Your
Payment Processing Today
