Stratum
Intelligent, Scalable, and Secure Real-Time Payments
Stratum is a powerful, open, and highly scalable platform designed for enterprise transaction switches, gateways, and hubs. Built for flexibility, security, and high availability, Stratum empowers financial institutions to process payments with confidence and agility.
Optimised for Performance, Security, and Flexibility
Stratum is built to deliver unparalleled agility, cost efficiency, and security, ensuring seamless payment processing in an evolving financial landscape.
Unmatched Agility, Lower Operational Costs
Stratum’s dynamic architecture reduces custom code by orders of magnitude, minimising the effort required for integrations, compliance updates, and system maintenance. By significantly lowering ongoing support costs and total cost of ownership, it stands as the most cost-efficient payment processing solution on the market.
High Availability & Scalability
Designed for high-volume transaction processing, Stratum operates across multiple servers to ensure continuous availability and performance. Its ability to run unmodified on smaller platforms further optimises costs across development, integration, and support.
Security & Compliance by Design
Stratum offers customisable security frameworks for any payment type, integrating data tokenisation and granular access control. This enhances data protection while streamlining compliance with industry security standards.
Deploy Anywhere: Cloud or On-Premise
With deployment options across AWS, Microsoft Azure, Google Cloud, or on-premise kit, Stratum integrates with any infrastructure strategy.
Total Control Over Transaction Processing
Stratum supports channel-specific and system wide transaction rules, allowing financial institutions to implement payment processing to their exact business needs.
Seamless System Integration
With an extensive library of pre-built integrations—including ISO20022, ISO8583, AS2805, POS, web services and batch—Stratum simplifies connectivity with existing systems and devices, ensuring a smooth and efficient implementation.
Future-Proof Your Payment Systems
Stratum delivers the agility, scalability, and security required to stay ahead in the evolving payments landscape.
Whether modernising legacy systems, optimising performance, or enabling new payment models, Stratum provides the foundation for long-term success.
Stratum Products
High-performance, enterprise products for modern payment processing.
Stratum Cards
Stratum Cards goes beyond legacy payment processing, delivering a scalable, secure, and intelligent platform for orchestrating payments across all channels, with advanced security and real-time data analytics.
Stratum Instant Payments
Stratum Instant Payments enables agile, real-time transactions. Built on the proven Stratum platform, it delivers unmatched integration efficiency and scalable performance.
Transform Your
Payment Processing Today
